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Reading: Trump Rejects Proposal to Let Homebuyers Use 401(k) Funds for Down Payments
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Trump Rejects Proposal to Let Homebuyers Use 401(k) Funds for Down Payments
Politics

Trump Rejects Proposal to Let Homebuyers Use 401(k) Funds for Down Payments

January 23, 2026 1 Min Read
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U.S. President Donald Trump speaks to reporters aboard Air Force One during the flight from Shannon, Ireland to Joint Base Andrews, Maryland, on January 22, 2026. Mandel and /AFP

ZURICH, Switzerland—President Donald Trump said on January 22 that he rejected a proposal to allow Americans to withdraw money from their 401(k) accounts for a down payment on a home. He said retirement funds generally perform better than the housing market, and individuals prefer to keep their savings in 401(k)s.

“I’m not a big fan of this proposal,” Trump told reporters on Air Force One on his way back to Washington from Davos.

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